Friday, September 19, 2025

How To Get A Quick Price For Insurance Without An Agent

We can all agree that we live in a world of TV ads, social media posts and lots of other noise pertaining to most products, their benefits and other information. But the one thing that the majority of people want to know is the price of the product before they do a deep dive for the rest of the information. 

This is why we make it as easy as possible for you to get a price estimate* for most of our insurance products. No matter if you're looking for life insurance, cancer insurance, dental, vision or another product, you can visit our site and find out quickly by just entering some basic information. The whole process can literally take less than 10 minutes. 

You have probably seen the commercials for a life insurance brokerage that claims to get you a quote quickly. The ugly truth is that you won't get your rate quickly, because they sell your information to an agent who is purchasing their "leads". In other words, instead of getting your price, you'll have one or more agents begin calling you. That is not what you signed up for.


Just to be clear, if you get a quote from our site, we will contact you via email just to see if you have questions or concerns. And if you decide to purchase a policy we will need to get extra information to complete the application and for the subsequent underwriting process. 

If you are curious as to how much travel insurance or a hospital indemnity plan would cost you, get a premium estimate quickly from our site, without having to talk to an agent. And if you do need some help, drop us a note and one of our agents will contact you.

*Insurance rates given on our site are "estimates" and the final premium is subject to underwriting. 

Chris Castanes is the president of Surf Financial Brokers, helping people find affordable life and disability insurance coverage. He's also is a professional speaker helping sales people be more productive and efficient and has spoken to professional and civic organizations throughout the Southeast. Please subscribe to this blog!

Wednesday, September 3, 2025

An Easy Way To Determine How Much Disability Insurance You Need

Recently we have had clients (and prospective clients) ask questions about our Disability Insurance plans. Specifically, they have been asking how much coverage should they purchase. 

One of our carriers has developed a Disability Insurance worksheet that helps people determine how much will be needed. Generally, we advise that people use the MUG (mortgage, utilities, rent) to find the amount needed in the event that someone is sick or hurt and unable to work. For many of us, not being able to work does not stop the bills from coming.

We are offering the worksheet to you at no charge! Simply fill out the form for our newsletter (which is also FREE!) and your Disability Insurance worksheet will be in your inbox shortly thereafter. Take a few minutes to determine how much coverage you need and let us know if we can help you find a policy that fits into your budget. 

To get your copy, click here and we'll send your worksheet to you soon. If you don't see it, check your spam/junk file. And please let us know if we can be of assistance. 

Chris Castanes is the president of Surf Financial Brokers, helping people find affordable life and disability insurance coverage. He's also is a professional speaker helping sales people be more productive and efficient and has spoken to professional and civic organizations throughout the Southeast. Please subscribe to this blog!