One should take a holistic approach to all of their financial planning and identify what their needs are. Questions you should ask yourself are: Is insurance offered at work? What does a funeral cost? What are the costs associated with death? Do I want to fund my kids' education should I die too soon or pay off the mortgage so I don't leave my loved ones with debt?
A simple way to take care of these things is to use a life insurance calculator. This valuable tool can help you figure out what you need. If you have a life insurance policy in place, you can deduct that amount from the total and supplement the rest.
Give us a call or visit our site and we can help you find a plan in your budget.
Chris Castanes is the president of Surf Financial Brokers, helping people find affordable life, disability, long term care, cancer, accident and other insurance coverages in North Carolina, South Carolina, Virginia, Tennessee and Georgia. He's also is a professional speaker helping sales people be more productive and efficient, and has spoken to professional and civic organizations throughout the Southeast. And please subscribe to this blog!
