How To Be Socially Distant and Get the Life Insurance You Need

After 9/11, there was a huge increase in the amount of life insurance policies sold nationally. Seeing thousands of people dying on their televisions brought people to the reality of their own mortality. And they also saw the faces of the family members who were distraught and confused, not knowing what to do next. Empathizing with the images in front of them, many took a hard look at their own situations and asked what would happen to their own families if a sudden tragedy fell upon them. 

Now we have the deadly coronavirus at our doorstep and people are just as concerned. They realize that this is a serious health threat, and also want to make sure that their families are going to be able to continue to live in the same fashion as before if they should die suddenly, whether from a virus or another cause. Insuring that a family can stay in their home and that the kids can continue to plan for their college education is imperative. 

However, there's a new wrinkle to consider. Given that the virus is contagious, we as a country have adopted a new norm, "social distancing", or literally not going near each other. How can we take care of the things we need to tend to in our day-to-day lives if we can't conduct business face-to-face? Hopefully, we have found some solutions that may make life and business a bit more bearable. 

Luckily, we have web applications at our disposal. As a life and health agent, I've been using web apps for years, helping clients over the phone with their insurance needs. It helps tremendously when a client is out of town or even in another state. Through the web we can get all of a client's information and submit it directly, and securely, to the insurance carrier. Additionally, the advantage of the web based application system is the lack of mistakes and missing information that can happen with paper applications. 

Many of our clients have said that this is preferable because of the convenience to them and it speeds up the process by days when an application doesn't have to be mailed in. I had one client who was visiting her grandkids when I took her application over the phone. Her policy was issued in less than a week. It doesn't get much easier to buy insurance when you can see the ones you are protecting while getting coverage.

As we do our best during this epidemic to stay apart from each other, remember that applying for life, disability or long term care insurance can be easy and convenient. And we are just a phone call away. Visit our website at www.SurfFinancialBrokers.com and fill out the Contact Form. We'll set up a time to call and discuss your insurance needs. Or if you would prefer, you can now take a look at our appointment schedule and schedule a time yourself. 

During this pandemic we realize you have a lot on your mind. Work, school (or should we say homeschool), and caring for our loved ones can keep us all preoccupied. Making sure that your family is taken care of if something should happen to you can be affordable and painless. We are working hard to make the process for covering you and your family as easy as possible. Keep a smile on your face and stay healthy!

Chris Castanes is the president of Surf Financial Brokers, helping people find affordable life and disability insurance coverage. He's also is a professional speaker helping sales people be more productive and efficient and has spoken to professional and civic organizations throughout the Southeast. And please subscribe to this blog!