Wednesday, December 30, 2020

Can I Get A Term Life Insurance Quote?

We all know that life insurance is essential to every family's financial plan. Making sure your loved ones can stay in their home and continue to be financially stable gives one peace of mind. As a matter of fact, many of my clients have told me that they worry about what could happen to their family if the breadwinner of the family should die unexpectedly. Like many life insurance agents, I use this as the "what keeps you up at night?" conversation. 

Term life is affordable and is great to cover you during your "working years". That's usually the time when your family is growing, you are still paying off a mortgage and your kids will be going off to further their educations. A term life policy lets you determine the length of the term, whether it is 10, 20 or 30 years, or even longer depending on your age.

One of the problems we face in our everyday lives is that we just don't have the time to meet with an insurance agent to discuss our finances. There are too many other things going on in our lives that let us keep putting insurance off. There has to be a more convenient way to look for life insurance. 

What if you could look for an affordable term life policy when it is convenient for you? And what if you could just answer a few health questions and not have to bother with a nurse coming to your home or office to conduct an exam? With Covid still with us that is a concern! 

A few reasons you need to consider term life are:

  • No exam needed* for most policies.
  • You select the amount needed. 
  • A Conversion Option that lets you change your policy to a permanent plan without health questions.
  • A Return of Premium rider (optional) that offers the best of both worlds - life insurance protection if you need it and money back if you don't!
You can also cover a spouse or other additional insured, as well as cover your children.  The best part is that you can keep it within your budget!

To make it easy and convenient for you, we have made the link** available on our website, but in the meantime, you can click here to run your own quote. Have the quote emailed to you and one of our agents will be available for any questions you may have. 

Many of our clients in North Carolina, South Carolina, Virginia and Tennessee have taken advantage of how easy and simple it can be to run their own life insurance quote. No matter if you are in Knoxville, Nashville, Raleigh or Richmond, we can help you out. 

Being a virtual agency has also given our clients a peace of mind during the pandemic. By helping you right over the phone, you don't have to be concerned about your safety during these times. 

We know you money is tight these days and everyone is working on a slim budget. But we also know that if something were to happen to you or a family member, your families finances could be in turmoil. Take the financial burden off of your loved ones by looking into a term life insurance policy. The first step to financial security is getting a quote. 

We look forward to helping you and in the meantime, stay healthy!

*Up to $250,000

**The same link will help you run a quote for whole life and disability insurance. 

Chris Castanes is the president of Surf Financial Brokers, helping people find affordable life and disability insurance coverage. He's also is a professional speaker helping sales people be more productive and efficient and has spoken to professional and civic organizations throughout the Southeast. And please subscribe to this blog!  

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