One of the obvious questions people ask when discussing life insurance (or any other kind of insurance for that matter) is "What is the cost?" The answer I have to give is "it depends". Usually this can be a frustrating response to a seemingly easy question.
There are a lot of factors to determine how much your premium can be. Here are a few:
- How much coverage you need
- Your age
- Your health (recent illnesses, medications you take, etc)
- Tobacco/cannabis usage
- The type of coverage you need (term or permanent)
- Your budget
A licensed agent can help you navigate these items and assist you in finding a plan that works with your budget. Ultimately, the goal is to protect you, your family and maybe even your business.
Luckily, we have a quoting tool on our website that asks a few questions that will help you get an idea of the price range of a policy. Remember that these rates are merely "estimates" and the actual premium price will be subject to underwriting.
Let us help you find a policy that works for you.
Chris Castanes is the president of Surf Financial Brokers, helping people find affordable life and disability insurance coverage. He's also is a professional speaker helping sales people be more productive and efficient and has spoken to professional and civic organizations throughout the Southeast. Please subscribe to this blog!
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