Surf Financial Brokers

Life insurance, Disability insurance, long term care, cancer insurance, accident insurance

Thursday, September 24, 2015

Return of the Return of Premium (or How to Get Your Money Back If You Don't Die)

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Every once in a while I'll be talking with a client about life insurance and the client will say something to the effect of "If I d...
Tuesday, September 22, 2015

What Do You Think Life Insurance Costs?

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According to a recent survey by LIMRA and Life Happens, cost is the reason most Americans give for not owning life insurance.  However, 80% ...
Monday, August 24, 2015

A Life Insurance Agent's Second Biggest Problem

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Let's face it, no one really wants to buy life insurance.  I'd rather buy a car or a new smart television or a cool phone or a trip ...
Monday, August 17, 2015

Insurance For Your Life Insurance

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There's currently a television commercial that mentions how a family depends on the income of the husband (or it could be the wife, mom,...
Thursday, July 30, 2015

You Can Figure Out Life Insurance

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Many times when meeting with a client, I'll hear, "I don't understand anything about life insurance so I'm going to have to...
Friday, April 10, 2015

How You Can Plan For Long Term Care Costs

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What are the images that come to mind when you think of Long Term Care (LTC)?  For most people, it's not something they want consider fo...
Thursday, March 5, 2015

Don't Get Overwhelmed With This Stuff

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Occasionally someone will tell me that they just don't understand the differences between term, permanent, whole life, universal or inde...
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Chris Castanes
Chris Castanes is an award winning insurance agent, author and entertaining public speaker. His humor infused writings and speaking engagements help him to be a vibrant communicator. Chris keeps his speaking engagements topical and interesting! Using his book to explain how we all are in sales, Chris shows how basic sales concepts can be used in our everyday lives.
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