Surf Financial Brokers

When I originally got into the insurance business the internet didn't exist. Agents would carry rate books with incredibly small print a...

Last week, while on a work trip in Virginia, I saw a commercial on TV for life insurance. You more than likely have seen these ads as well. ...

There is a school of thought that when it comes to life insurance, people should "buy term and invest the difference". What does t...

For most of us, buying a life insurance policy is a simple concept. We decide how much coverage we need, apply for the policy and name a ben...

One of the most intriguing things I have learned in my many years of being a life insurance agent is how values are handed down from one gen...

One of the hard parts of being an insurance agent is getting people to have an honest conversation when it comes to their finances and how t...

One part of my insurance practice involves worksite supplemental benefits. (Think dental, vision, cancer plans, etc.) On occasion, I give ta...

Sometimes being a life insurance agent is difficult. It's hard to find prospects and talk them into meeting with us, much less presentin...

I recently had a conversation with one of our marketing partners on the subject of how various life insurance companies deal with insuring c...

Many Americans do not have nearly enough life insurance to support their families’ needs. In fact, about 44% of families say they would face...

Life insurance, as well as disability insurance and any other type of insurance is a promise. It's a promise made on behalf of the insur...

People have asked me when I was going to get the quoting buttons for cancer insurance, accident insurance and hospital indemnity plan* on th...

Life insurance has come a long way since the days when it was known as burial insurance and used mainly to pay for funeral expenses. Today, ...

Disability insurance is often misunderstood. While almost everyone gets the need for life insurance, not everyone understands the importance...