Surf Financial Brokers

When it comes to life insurance, many people tend to put it off. They might think, "I'm young and healthy, I don't need that ye...

Can you imagine having one wrench in your toolbox that is supposed to take care of all sizes of nuts and bolts, but you know deep down that ...

People who buy term life insurance usually do it because it is extremely affordable and it fits well within their budget during their workin...

Every once in a while I will be having a conversation with someone who wants to know if it is possible to insure someone else, like an acqua...

As I mentioned a few weeks back, updating your beneficiaries on your policies is an important part of owning life insurance. How often you s...

In the previous post I went over a few facets of what makes selling insurance, life insurance in particular, a difficult job. There is a hes...

Many Americans do not have nearly enough life insurance to support their families’ needs. In fact, about 44% of families say they would face...

Insurance agents have reputations as pushy salespeople similar to those who sell used cars. When I originally went into the business I was f...

Life insurance, as well as disability insurance and any other type of insurance is a promise. It's a promise made on behalf of the insur...

Occasionally someone will ask me a question about insurance. More specifically, they ask about types of insurance and which is the "bes...

Younger adults have always been a difficult market for life insurance agents. They typically feel they are indestructible and will live fore...

Life insurance gives you a way to protect your loved ones avoid financial stress surrounding your funeral and help ease the transition to li...

In the previous post I explained how Indexed Universal Life (IUL) is a great alternative for those who would like their life insurance polic...

In a former life I had a securities license and sold products like mutual funds and variable annuities. Retirement planning was also part of...

With the holidays right around the corner I thought it would be appropriate to share a story from years ago when I was working for a very la...