Surf Financial Brokers

Every once in a while I will be having a conversation with someone who wants to know if it is possible to insure someone else, like an acqua...

Many Americans do not have nearly enough life insurance to support their families’ needs. In fact, about 44% of families say they would face...

Insurance agents have reputations as pushy salespeople similar to those who sell used cars. When I originally went into the business I was f...

As they say, nothing is certain but death and taxes. And as your tax rate may be able to go up and down, there isn't much you can do abo...

For years there has been a debate in the financial services industry over which type of life insurance people need. One side says to "b...

A few years ago a friend (whom I'll call "Bill")  heard I was selling insurance. Bill and I hadn't been in contact for a f...

About once a year or so I will have someone ask if they have to pay taxes on life insurance proceeds. It's an interesting question, but ...

With Covid looming over us, there have been a spate of changes in the life insurance business. Some companies are suspending sales of certai...

One of the groups of people I love to help is small business owners. As a entrepreneur (I have an insurance agency and a consulting business...

Most of us know the basics when it comes to life insurance. We know, for example, that you pay a premium, and when you die, the insurance co...

On Memorial Day we remember those who made the ultimate sacrifice to secure our liberties. These men and women left their families and loved...

As it is still May and still Disability Insurance Awareness Month (DIAM) I wanted to share yet another story and testimonial from someone wh...

In a previous post we discussed the reality that there are different types of life insurance and that all are good for some people, but not ...

For years agents have debated the merits of different types of life insurance. Some prefer to sell term while others push for permanent type...