Surf Financial Brokers

When it comes to life insurance, many people tend to put it off. They might think, "I'm young and healthy, I don't need that ye...

When I talk with clients about the differences in term and permanent life insurance I get a wide array of opinions. While most prefer term c...

Many of us who are self-employed don't always get to enjoy the perks of group benefits, like medical coverage and paid time off. But for...

People generally don't want to have to take on a new monthly bill, especially if it is for something they do not plan on using, like lif...

Over the years I have noticed that many of my prospective clients don't really know about the different types of insurance, such as term...

We all know that life insurance is essential to every family's financial plan. Making sure your loved ones can stay in their home and co...

You probably need life insurance if others are depending on you. If the only coverage you have is through your job, though, you may not ha...

Younger adults have always been a difficult market for life insurance agents. They typically feel they are indestructible and will live fore...

Life insurance gives you a way to protect your loved ones avoid financial stress surrounding your funeral and help ease the transition to li...

With the holidays right around the corner I thought it would be appropriate to share a story from years ago when I was working for a very la...

This has been a tough year for everyone. Of course, we have all had the Covid pandemic affect us either directly or indirectly. Not only has...

A few years ago I met a young woman who was married and had two young boys with a third child on the way. She was a server at a local restau...

For years there has been a debate in the financial services industry over which type of life insurance people need. One side says to "b...

Selling insurance is a serious business to most people. Let's face it, life insurance, disability insurance and other lines like cancer ...

If you have a driver's license in one state, you can still drive legally in other states. The same holds true with marriage. If you are ...

The Covid_19 has now struck at the highest levels of government and has illustrated that no one is immune to virus. For many of us, the pand...

Again, I wanted to share some news items with you from the world of insurance, with a wee bit of comment added. Feel free to tag someone who...