Surf Financial Brokers

In today's ever-changing economic landscape, protecting your income has never been more important. Disability insurance serves as a vita...

We can presume that most of us enjoy earning a living, getting a paycheck (nowadays direct deposit is the norm) and having some discretionar...

As you may know, I often refer to the "Holy Trinity Of Insurance", which consists of major medical insurance, life insurance and, ...

Even though Covid has been the main medical headline for the last year or so, other serious health issues are still leading to more deaths. ...

In the previous posts we took a look at what Long Term Care (LTC) is as well as how those who suffer from chronic illnesses are cared for in...

In the previous post we looked at Long Term Care (LTC) services and when people need them. Included in that summary was how expensive LTC ca...

In the last few weeks I have had some conversations with people who were considering Long Term Care (LTC) insurance. I always appreciate fol...

In my previous post I told the story of my aunt who spent 22 years in a nursing home after breaking her hip. Since her adult children were i...

I think most of us can agree, 2020 has been a horrible year. And to make it worse has been a series of celebrity deaths to cancer. Neal Pear...

It's that time of year again when a lot of people are making changes to their various medical plans. The choices you make during open en...

I have spent a good portion of my insurance career working in the worksite benefits arena, helping people choose which insurance plans are b...

Pre-existing conditions have been mentioned in the news of late, mostly because of the debate surrounding the Affordable Care Act (ACA), oth...

We all know someone who has had cancer, heart attack or stroke. And we all are aware that with any of these significant and serious health i...

In a previous post I discussed buy-sell agreements between business partners and why they were necessary. To recap, in the case that a busin...

On my previous post we discussed some general information about disability insurance (DI). I mentioned that if you are sick or hurt and unab...

In the world of life and health insurance sales, one product is considered to "undersold" more than others, and that product is di...

I asked my good friend, Davan Johnson, to let me pick his brain recently. He's the owner and founder of  Davan Enterprises Insurance Age...

There's a school of thought out there that says you should "buy term and invest the difference".  The people who tell you this...

As the pandemic continues to work its way across the country, there is a lot of uncertainty. But one thing is for sure and that is that peop...