Surf Financial Brokers

I spend a portion of my time working in the "voluntary benefits" arena as an enroller, or "benefits counselor". In a nut...

May is once again Disability Insurance Awareness Month, when the insurance industry tries to let the public know the importance of having a ...

One part of my insurance practice involves worksite supplemental benefits. (Think dental, vision, cancer plans, etc.) On occasion, I give ta...

  When I speak to groups about their insurance, I often mention "Holy Trinity" of insurance, which is their medical insurance, lif...

I am very comfortable working in the group benefits market. Helping people who work for large companies, school systems and municipalities h...

It's that time of year again when a lot of people are making changes to their various medical plans. The choices you make during open en...

I have spent a good portion of my insurance career working in the worksite benefits arena, helping people choose which insurance plans are b...

We all know someone who has had cancer, heart attack or stroke. And we all are aware that with any of these significant and serious health i...

In the world of life and health insurance sales, one product is considered to "undersold" more than others, and that product is di...

As the pandemic continues to work its way across the country, there is a lot of uncertainty. But one thing is for sure and that is that peop...

As it is still May and still Disability Insurance Awareness Month (DIAM) I wanted to share yet another story and testimonial from someone wh...

In my area there are hundreds, if not thousands, of real estate agents. A lot of these people have become clients of mine over the years as ...

As it's Disability Insurance Awareness Month (DIAM), I thought I'd share a story about one of my clients. We will call her Mary to p...

May has been designated as Disability Insurance Awareness Month, which is a great idea when you consider that Disability Insurance (DI) is o...

Lately a lot of people have me, as well as the rest of the insurance industry, if there are any policies that cover the Covid-19 or Coronavi...

Speaking on behalf of a large contingency of Americans, I'm exhausted of the amount of information, and yes, disinformation, about the C...

We covered, in broad strokes, term and whole life policies in my previous posts and we're getting to the end of this series. (Yes, life ...

When we think of life insurance, often the first thing that comes to mind is protection. That protection extends to both goo...

Recently I had a conversation with one of my favorite clients. She's had her life insurance with me for a few years. I've tried to c...