Surf Financial Brokers

Many of us who are self-employed don't always get to enjoy the perks of group benefits, like medical coverage and paid time off. But for...

Recently I was reading an article on all of the reasons people fail to buy life, disability and other types of insurance. Apparently there a...

At Surf Financial Brokers, we really do enjoy helping owners of small businesses, entrepreneurs, sales professionals and otherwise self-empl...

Not that many people noticed, but I took a week off from the blog last week as I tried to regroup a bit. I wanted to use the time to conside...

When I first got into the insurance business I didn't have a mentor or anyone to "show me the ropes" per se. I learned quickly...

One of the most confusing issues about buying life insurance is knowing how much you will need at different points of your life. As your per...

If you are a millennial or GenX'er you may wonder what kind of life insurance you should purchase. There are a few different types of co...

Memorial Day is upon us, which is the day we recognize all of the men and women who served in our military and made the ultimate sacrifice. ...

As we all know, the internet has changed the way people do business. More importantly, it's also changed the way businesses do business....

There is a school of thought that when it comes to life insurance, people should "buy term and invest the difference". What does t...

When the pandemic struck last year some people were too distracted by the news to take a look at their existing insurance coverages. Having ...

In the previous post I discussed what Disability Insurance Awareness month was and why Disability Insurance (DI) is important to have. Along...

For many people, buying life insurance is a chore. Having to research the different types of policies, from term to whole life, as well as d...

Last year when my father passed away, I found myself as the executor of his estate with many responsibilities. In addition to finding a real...

Younger adults have always been a difficult market for life insurance agents. They typically feel they are indestructible and will live fore...

This has been a tough year for everyone. Of course, we have all had the Covid pandemic affect us either directly or indirectly. Not only has...

Cancer has touched the lives of so many people, either by being diagnosed with the disease, or having a family member who was diagnosed. Wit...