Surf Financial Brokers

In the previous post I discussed what Disability Insurance Awareness month was and why Disability Insurance (DI) is important to have. Along...

May is once again Disability Insurance Awareness Month, when the insurance industry tries to let the public know the importance of having a ...

Have you thought about what would happen to your family if you were to die too soon or unexpectedly? Making sure that your family can stay i...

Keeping with the theme of taxes this week, I wanted to share some information on a life insurance plan and how to use it to your advantage w...

Over the years I have noticed that many of my prospective clients don't really know about the different types of insurance, such as term...

Life insurance has come a long way since the days when it was known as burial insurance and used mainly to pay for funeral expenses. Today, ...

With the holidays right around the corner I thought it would be appropriate to share a story from years ago when I was working for a very la...

  When I speak to groups about their insurance, I often mention "Holy Trinity" of insurance, which is their medical insurance, lif...

When I speak to groups about long term care I usually start off by asking the audience to raise their hand if they know of someone who is ei...

As we are in the middle of open enrollment for ACA (Obamacare) plans, we are seeing that many individuals are selecting higher deductibles, ...

For years there has been a debate in the financial services industry over which type of life insurance people need. One side says to "b...

It's that time of year again when a lot of people are making changes to their various medical plans. The choices you make during open en...

With Covid in the news so much, we have had a spike in interest regarding the various supplemental plans we offer. Even though medical insur...

Selling insurance is a serious business to most people. Let's face it, life insurance, disability insurance and other lines like cancer ...

According to an EBRI ( Employee Benefits Research Institute)  survey conducted in 2015, 66% of workers had saved less than $50,000 for their...