Surf Financial Brokers

As you may know, I often refer to the "Holy Trinity Of Insurance", which consists of major medical insurance, life insurance and, ...

I recently had a conversation with a very nice couple from Greensboro, NC. They both worked as realtors, had three children and seemed like ...

In the previous post I discussed what Disability Insurance Awareness month was and why Disability Insurance (DI) is important to have. Along...

May is once again Disability Insurance Awareness Month, when the insurance industry tries to let the public know the importance of having a ...

One part of my insurance practice involves worksite supplemental benefits. (Think dental, vision, cancer plans, etc.) On occasion, I give ta...

If you have been receiving disability benefits from an insurance company you may be wondering if you are responsible for paying taxes on tho...

Disability insurance is often misunderstood. While almost everyone gets the need for life insurance, not everyone understands the importance...

  When I speak to groups about their insurance, I often mention "Holy Trinity" of insurance, which is their medical insurance, lif...

A few years ago I met a young woman who was married and had two young boys with a third child on the way. She was a server at a local restau...

For years there has been a debate in the financial services industry over which type of life insurance people need. One side says to "b...

The Covid_19 has now struck at the highest levels of government and has illustrated that no one is immune to virus. For many of us, the pand...

In a previous post I discussed buy-sell agreements between business partners and why they were necessary. To recap, in the case that a busin...

Let's assume you get sick or hurt and are unable to work. You may be in the hospital racking up bills, or worse, in a rehab facility. If...

Part of my work is helping people with supplemental insurance benefits. A large percentage of this work is done in a worksite setting, which...

Quite often I will be discussing life insurance with someone and they will tell me that they don't need any because they have coverage t...

On my previous post we discussed some general information about disability insurance (DI). I mentioned that if you are sick or hurt and unab...

In the world of life and health insurance sales, one product is considered to "undersold" more than others, and that product is di...