Surf Financial Brokers

There are two things that most people can agree on when it comes to Long Term Care services. The first is that people are living longer, and...

  Long-term care insurance is a crucial financial tool that can protect you and your loved ones from the significant costs associated with ...

As we age, our chances of needing some form of long-term care increase. This could mean needing help with activities of daily living (ADLs) ...

Were you aware that this country has a looming retirement crisis? The truth is that far too many people are not contributing to any type of ...

We can presume that most of us enjoy earning a living, getting a paycheck (nowadays direct deposit is the norm) and having some discretionar...

When I originally got into the insurance business the internet didn't exist. Agents would carry rate books with incredibly small print a...

Two weeks ago I was asked to give a talk to a local networking group about long term care insurance, as well as other related subjects. Most...

When I first got into the insurance business I didn't have a mentor or anyone to "show me the ropes" per se. I learned quickly...

Even though Covid has been the main medical headline for the last year or so, other serious health issues are still leading to more deaths. ...

A few months back I ran into a great lady who had purchased a life insurance policy from me many years ago. We had stayed in touch for a few...

In the previous posts we took a look at what Long Term Care (LTC) is as well as how those who suffer from chronic illnesses are cared for in...

In the previous post we looked at Long Term Care (LTC) services and when people need them. Included in that summary was how expensive LTC ca...

Over the past year nursing homes, assisted living facilities and other facilities that house the chronically ill, mostly the elderly*, have ...

If you or a loved one ever need help with daily living activities, you will discover that custodial care can be expensive. That’s true wheth...

Disability insurance is often misunderstood. While almost everyone gets the need for life insurance, not everyone understands the importance...

When I speak to groups about long term care I usually start off by asking the audience to raise their hand if they know of someone who is ei...

November is Long Term Care Awareness Month and Surf Financial Brokers is here to help you understand why planning for your Long Term Care (L...