Surf Financial Brokers

Many of us who are self-employed don't always get to enjoy the perks of group benefits, like medical coverage and paid time off. But for...

May is once again Disability Insurance Awareness Month, when the insurance industry tries to let the public know the importance of having a ...

There are times in our lives when we need to start looking at purchasing a life insurance policy. These are events that can make a differenc...

  When I speak to groups about their insurance, I often mention "Holy Trinity" of insurance, which is their medical insurance, lif...

It's that time of year again when a lot of people are making changes to their various medical plans. The choices you make during open en...

I have spent a good portion of my insurance career working in the worksite benefits arena, helping people choose which insurance plans are b...

According to an EBRI ( Employee Benefits Research Institute)  survey conducted in 2015, 66% of workers had saved less than $50,000 for their...

Earlier this week I was chatting online with a sales guru who posed a question on his Facebook page. The question was "Do you have clie...

Everyday people all over the country start new jobs and are told they will have to wait 30, 60 or 90 days before their health insurance kick...

Let's assume you get sick or hurt and are unable to work. You may be in the hospital racking up bills, or worse, in a rehab facility. If...

Part of my work is helping people with supplemental insurance benefits. A large percentage of this work is done in a worksite setting, which...

Quite often I will be discussing life insurance with someone and they will tell me that they don't need any because they have coverage t...

On my previous post we discussed some general information about disability insurance (DI). I mentioned that if you are sick or hurt and unab...

In the world of life and health insurance sales, one product is considered to "undersold" more than others, and that product is di...

As the pandemic continues to work its way across the country, there is a lot of uncertainty. But one thing is for sure and that is that peop...

In my area there are hundreds, if not thousands, of real estate agents. A lot of these people have become clients of mine over the years as ...

Did you know that there are different kinds of life and health agents? The differences lie in the type of company your agent represents and ...

When I talk to groups about various coverages we offer, I mention the Holy Trinity of insurance, which is their major medical, their life in...